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If you want to break down your overall APY into specific time frames (e.g. one week), here's an easy formula to calculate how much interest you're earning every 30 days on a 5% APY 30-day plan, with an initial deposit of 1,000 USDT. Interest = (Principal X APY / 365) X Period. Interest = (1,000 X .05/365) X 30. Weekly interest ≈ 4.10 USDT. The following is a basic example of how interest works. Derek would like to borrow $100 (usually called the principal) from the bank for one year. The bank wants 10% interest on it. To calculate interest: $100 × 10% = $10. This interest is added to the principal, and the sum becomes Derek's required repayment to the bank one year later. $100.

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